Why Choose Easy Credits?
Instant Approval
Our smart technology assesses your application in real-time. Know your loan approval status instantly.
100% Paperless
Apply from anywhere, anytime using just your smartphone. All you need is your PAN and Aadhaar.
Quick Disbursal
Once approved, the loan amount is transferred directly to your bank account, often within a few hours.
Safe and Secure
We use bank-level encryption and are fully compliant with Indian KYC and data protection norms.
Transparent. No Hidden Fees
All interest rates and fees are clearly stated upfront. What you see is what you get.
VARIETY
FEATURES
How It Works in 3 Simple Steps
Tell Us About Yourself
Fill out our simple online application form with your basic personal and financial details.
Instant Digital Verification
Securely complete your KYC by verifying your identity with your Aadhaar and PAN card. Our system does the rest.
Get Funds in Your Account
Receive your final loan offer. Once you accept, the money is disbursed directly to your registered bank account.
Funding your dreams,
effortlessly.
Eligibility
Our digital verification process through Aadhaar and PAN is secure, encrypted, and follows all government norms.
- Age
Applicants must be at least 21 and at max 65 years old. - Employment
You should have a stable source of income in a recognized company. - Credit Score
A good credit score is beneficial but not mandatory, as we consider multiple factors. - Residency
Applicants must reside in the country where EasyCredits operates..
Documents
We will never share your sensitive data with unauthorized third parties. Your privacy is paramount.
- Proof of Identity
PAN, AADHAR and a recent selfie. - Income Proof
Latest salary slips/Latest bank statements reflecting income. - Bank Statements
Up-to-date bank statements for the last 3 months.
Your Money, Your Terms, Your Speed.
Instant Eligibility & Approval
Forget guesswork. Our smart technology checks your eligibility in real-time and gives you an instant loan decision. No waiting, no uncertainty.
Flexible EMI Plans
Choose a repayment plan that fits your budget. Our flexible EMI options and transparent interest rates mean you are always in control of your finances.
Personal Loan Dashboard
Easily track your repayment schedule, view your loan statements, and manage your account 24/7 directly from our app.
Get the app
Don't wait. Get your personal loan today.
Experience The Future of Finance
Save your time and reduce financial anxiety
Automate tasks like budgeting, tracking, and saving, freeing up your time for more important things.
Take control of your financial future
Provide valuable insights into your spending habits, helping you identify areas where you can cut back and save more.
Experience the ultimate in financial security
Protect your information from unauthorized access, focus on managing your money without worry.
See Your Wealth Grow
50.3
Cr+
4.7+
40%
Our Users
Talk About Us
Sarah Jane
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Sarah Jane
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Sarah Jane
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Sarah Jane
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Sarah Jane
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Sarah Jane
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Michael Brown
I was skeptical at first, but then I have completely transformed my relationship with money.
Emily Smith
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
I've been able to pay off debt, save for a down payment, and even start investing.
Michael Brown
I was skeptical at first, but then I have completely transformed my relationship with money.
Emily Smith
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
I've been able to pay off debt, save for a down payment, and even start investing.
Michael Brown
I was skeptical at first, but then I have completely transformed my relationship with money.
Emily Smith
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
I've been able to pay off debt, save for a down payment, and even start investing.
Read Articles
Written By Professionals
Navigating the Stock Market: A Beginner's Guide
It's been an incredible journey over the past year, and what better way to commemorate this milestone than [...]
Why You Should Not Invest Your Emergency Fund
Adjusting The Sails Of Your Investment To The Weather
3 Essential Questions You Need to Ask Your Insurance Advisor
Frequently Ask Questions
Credit when you need it, as fast as you need it.
Complete our simple application, verify your identity digitally with Aadhaar and PAN, and receive a decision in real-time. It’s that easy.
Products
Our Company
Legal
Download
EasyCredits Certification
Security Partner
ISO 27001 Certified
SOC 2 Certified
